论文标题

盈利能力参数:来自孟加拉国常规和伊斯兰银行的证据

Parameters of Profitability: Evidence From Conventional and Islamic Banks of Bangladesh

论文作者

Muhiuddin, K. M. Golam, Jahan, Nusrat

论文摘要

本文根据绩效的盈利能力评估了孟加拉国的商业银行,并研究了选定的决定因素和银行系统对这种绩效维度的影响。评估孟加拉国上市商业银行盈利能力的趋势表明,平均而言,盈利能力在整个时期表现出下降的趋势。但是,与传统银行相比,伊斯兰银行的盈利绩效仍然很高。发现通过资产回报衡量的盈利能力受到银行特定因素,特定于行业的因素和银行体系的显着影响。但是,宏观经济因素显然对孟加拉国商业银行的盈利能力没有重大影响。

This paper evaluates the commercial banks of Bangladesh in terms of profitability dimension of performance and also examines the impact of selected determinants and banking system on this dimension of performance. Evaluation of trend in profitability of listed commercial banks of Bangladesh reveals that, on an average, profitability is exhibiting a decreasing trend over the selected period; however, the profitability performance of Islamic banks remained rather high compared to Conventional banks. Profitability measured by Return on Asset is found to be significantly affected by the bank-specific factors, industry-specific factor and the banking system. However, macro-economic factors evidently have no significant impact on profitability of commercial banks of Bangladesh.

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