论文标题
Criptocurencies，fiat资金，区块链和数据库
Criptocurrencies, Fiat Money, Blockchains and Databases
论文作者
论文摘要
分析包括加密货币在内的两种分类法。给出了加密货币一词的定义，并根据其价格的固定方式给出了它们的分类法。讨论了当前菲亚特货币使用的特征和两级银行系统的运行。将加密货币与菲亚特货币进行了比较，并指出了无法克服后者的方面。描述了区块链和数据库的特征。比较了两种技术使用的可能情况，并且注意到，除了加密货币和某些记录外，区块链尚未显示其有用性，而数据库则构成了大多数运行中的自动化系统的基础。
Two taxonomies of money that include cryptocurrencies are analyzed. A definition of the term cryptocurrency is given and a taxonomy of them is presented, based on how its price is fixed. The characteristics of the use of current fiat money and the operation of two-level banking systems are discussed. Cryptocurrencies are compared with fiat money and the aspects in which the latter cannot be overcome are indicated. The characteristics of blockchains and databases are described. The possible cases of use of both technologies are compared, and it is noted that blockchains, in addition to cryptocurrencies and certain records, have not yet shown their usefulness, while databases constitute the foundation of most of the automated systems in operation.
